THE UNIVERSAL RESOURCE & PRODUCTIVITY-BACKED CURRENCY (URPC), Second Edition:

A NEW FINANCIAL SYSTEM FOR A CENTRALISED GLOBAL CIVILISATION**
By Bharat Luthra — Founder of Civitology

Abstract

Civilization faces a structural collapse driven by Value Generation Failure (VGF) — the systemic error where societies reward appearances of value instead of real, enduring contribution. This error has corrupted global markets, governance, resource allocation, and long-term stability.
To correct these foundational failures, URPC (Universal Resource & Productivity-Backed Currency) is introduced as the monetary backbone of a centralised global governance system, using Huppy as the civilizational unit of currency.
URPC aligns economics with planetary limits, collective productivity, and civilizational longevity — transforming value creation into a stable, entropy-regulated architecture for the next 10,000 years.

1. INTRODUCTION: THE PROBLEM OF VALUE GENERATION FAILURE

Value Generation Failure (VGF) explains a fatal flaw at the heart of modern civilization:
Systems reward activities that appear profitable but destroy long-term societal and planetary stability.

Examples include:

speculative finance presented as economic “growth,”
media manipulation presented as “information,”
extractive industries presented as “development,”
political propaganda presented as “leadership,”
debt expansion presented as “progress,”
environmental destruction presented as “efficiency.”

VGF is not a moral error — it is a systemic design error that turns civilizations into machines of self-destruction.

1.1 VGF → Decay of Value Perception

Over time:

destructive activities get rewarded,
real contributors get undervalued,
resource depletion becomes normalized,
debt grows faster than productivity,
and politics becomes captured by interests that profit from chaos.

This creates a civilizational illusion of prosperity while the foundations rot.

1.2 Why VGF Cannot Be Corrected Within Current Systems

Because:

nations compete rather than cooperate,
currencies are unbacked and infinitely monetizable,
resource extraction has no unified limit,
and governance is fragmented across borders.

A divided world cannot solve a unified crisis.

Therefore, URPC emerges as the structural correction mechanism.

2. URPC — THE NEW FINANCIAL SYSTEM FOR A CENTRALISED GLOBAL GOVERNANCE ORDER

URPC replaces obsolete fiat currencies with a planetarily-anchored, productivity-linked, fully transparent monetary system designed for a unified global civilization.

URPC is not merely a currency model.
It is the economic base layer for global governance.

3. THE FOUNDATION OF URPC

URPC is built on three scientific anchors:

3.1 Anchor 1: Universal Resource Backing

The value of the currency is tied to quantified global resources, including:

freshwater availability,
soil fertility and agricultural capacity,
forests and biomass,
metal and mineral reserves,
renewable energy capacity,
biodiversity stability,
atmospheric thresholds.

Each resource is weighted by:

regeneration rate,
scarcity level,
ecological importance.

This prevents civilization from printing money beyond what the Earth can support.

3.2 Anchor 2: Universal Productivity Backing

Human civilization’s actual productive output — not speculative or extractive activities — forms the second backing layer.

This includes:

clean energy production,
infrastructure and technology creation,
scientific output,
manufacturing,
healthcare,
ethical governance and system maintenance,
environmental restoration,
intergovernmental coordination,
AI-augmented productivity.

Speculation holds no place in URPC valuation.
Only contributions that enhance civilization’s long-term viability count.

3.3 Anchor 3: Entropy-Regulated Monetary Limits

URPC is the first financial model compatible with the entropy regulation principles of Civitology.

URPC sets civilizational spending within ecological regeneration limits, ensuring:

no overshoot,
no imbalance,
no irreversible depletion.

This guarantees long-term equilibrium — the minimum requirement for a civilization intending to survive thousands of years.

4. HUPPY — THE CIVILIZATIONAL CURRENCY UNIT

Within the URPC system, the operational unit of currency is the:

HUPPY

Huppy serves as:

the universal medium of exchange,
the global unit of account,
the civilizational store of stable value.

It is equal for every human across the centralized global governance structure.

4.1 Why Huppy?

Because a unified civilization must have:

one sovereign unit of value,
independent of national interests,
immune to manipulation,
stable across centuries,
backed by objective planetary and productivity metrics.

Huppy becomes the currency of humanity, not of nations.

5. HOW URPC OPERATES IN A CENTRALISED GLOBAL GOVERNANCE SYSTEM

URPC is administered by a Global Governance Council, operating under the principles of Civitology:

no permanent leadership,
no state domination,
rotational meritocratic panels,
continuous audit,
full transparency,
zero corruption tolerance,
systemic renewal cycles.

5.1 Monetary Issuance

URPC issuance is mathematically derived from:

annual global resource regeneration,
net positive global productivity,
entropy-regulation balance thresholds.

5.2 Enforcement

No nation or group has the authority to print or manipulate Huppy.
All issuance and circulation are regulated at the civilizational level.

5.3 Why Centralisation Is Necessary

Because global problems require:

unified climate policy,
coordinated energy transition,
controlled extraction,
equalized financial systems,
elimination of currency wars,
erosion of financial monopolies and mafias,
harmonized trade standards.

URPC allows global governance to function with one voice, one value system, one monetary spine.

6. THE END OF FIAT CURRENCIES AND NATIONAL ECONOMIC FRAGMENTATION

URPC replaces the chaotic, outdated fiat regime by:

eliminating inflation caused by political decisions,
ending currency manipulation,
preventing debt-based global dominance,
stopping unsustainable printing,
preventing artificial boom-bust cycles,
harmonizing global wealth distribution,
ensuring that economic activity aligns with planetary limits.

This is the first monetary system that is not subject to national bias.

7. BENEFITS OF URPC FOR CIVILIZATIONAL LONGEVITY

7.1 Planetary Stability

Extraction cannot exceed regeneration.

7.2 Economic Stability

Currency value is immune to political swings.

7.3 Safety Against Manipulation

No private or state actor can hijack global value systems.

7.4 Elimination of Inequality Rooted in Currency Power

All humans transact in the same civilizational unit.

7.5 Prevention of Civilizational Collapse

URPC corrects VGF at the systemic level.

8. TRANSITION MODEL: FROM FRAGMENTATION → CIVILIZATIONAL UNITY

Global Resource Ledger Creation
Scientific assessment of planetary capacity.
Global Productivity Ledger
Measurement of authentic, non-destructive productivity.
Creation of the URPC Issuance Algorithm
Backed by planetary and productivity metrics.
Introduction of Huppy
Initial global distribution through digital wallets.
Gradual Fiat Phase-Out
URPC becomes the primary medium of trade.
Full Integration into Governance
URPC becomes the financial backbone of unified global governance.

9. CONCLUSION

Value Generation Failure has brought civilization to the edge.
Fragmented currencies, nation-state competition, and unregulated extraction guarantee collapse.
A new era requires:

a unified species,
a unified governance structure,
and a unified monetary system.

URPC, with Huppy as its civilizational currency, provides the first scientifically-grounded, entropy-regulated, resource-aligned financial architecture designed for civilizational endurance.

This framework, conceptualized by Bharat Luthra, founder of Civitology — is not a reform of the old world.

It is the financial foundation of a new one.

Bharat Luthra Journal

Tuesday, November 25, 2025

THE UNIVERSAL RESOURCE & PRODUCTIVITY-BACKED CURRENCY (URPC), Revised Paper